Terms & Conditions

Last Updated: October 2, 2025
Version: 1.0

Welcome to myskillmaster.org! These Terms and Conditions ("Terms", "Agreement", “Terms of Service”) govern your access to and use of myskillmaster.org (the "Website", the "Site"), operated by Mishiko Taliashvili, an individual entrepreneur resident in Georgia (the "Operator", "we", "us", or "our"). Please read these Terms and Conditions carefully as they constitute a binding legal agreement to these Terms and our Privacy Policy entered into between you and the Operator. These Terms may be revised, updated or modified at any time without prior notice. Your continued use of the Site following any such change constitutes your agreement to be bound by the Terms as changed. It is suggested you check back frequently for updates.

You hereby represent and warrant that (i) you are at least 18 years old or of legal age in your jurisdiction, (ii) you are lawfully able to enter into and perform a legally binding contract, (iii) if you are entering these Terms, that you are authorized to do so, and (iiii) agree to be bound by these Terms. If you do not accept and agree to be bound by all of the provisions in these Terms, do not access or use the Site.

1. Introduction

The Website provides educational blog posts, polls, quizzes, recipes, audio, video, and photo materials for informational purposes only. The materials contained on our site are provided for general information purposes only and do not claim to be or constitute legal or other professional advice and shall not be relied upon as such.

We do not accept any responsibility for any loss which may arise from accessing or reliance on the information on this site, and to the fullest extent permitted by law, we exclude all liability for loss or damages, direct or indirect, arising from use of this site.

Your use of any information or materials on the Site is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any information available through this Site meets your specific requirements.

2. User Eligibility and Conduct

The Website is intended for users worldwide. You must be at least 18 years old or of legal age in your jurisdiction to use the Website. Financial transactions, such as donations, are restricted to users who are 18 or of legal age in their jurisdiction or require parental/guardian consent for minors. Interactions with affiliate links that lead to purchases or services may also be subject to third-party age restrictions, and users are responsible for complying with those terms. By using the Website, you agree not to:

• Use the Website for any illegal purpose or in violation of applicable laws.
• Post reviews, reactions, or participate in polls/quizzes in a way that is harmful, abusive, or infringes on third-party rights.
• Introduce viruses, malware, or engage in unauthorized access.
• Archive, cache, store, or incorporate into a database any Content or any other part of the Website.
• Insert or introduce any malicious or otherwise unauthorized code, device, or means, or take any action that may impose an unreasonable or disproportionately large load on our infrastructure.
• Use any data mining, robot, spider, cancelbot, Trojan horse, or any data gathering, scraping, indexing, or extraction method on any part of the Website.
• Decompile, reverse engineer, decrypt, disassemble, or circumvent any aspect of the Website.
• Use the Website in a manner that violates applicable laws or regulations or violates the rights of a third party.

We reserve the right to remove any user content (e.g., reviews or reactions) at our discretion without notice.

3. No User Registration

There is no user registration required. Hostinger (our hosting provider) may log standard access data (e.g., IP addresses). We use Google ReCaptcha and Analytics to improve services and understand user preferences. Poll/quiz results are stored anonymously.

4. Privacy Policy

This Privacy Notice for I/E Mishiko Taliashvili ('we', 'us', or 'our'), describes how and why we might access, collect, store, use, and/or share ('process') your personal information when you use our services ('Services'), including when you:

Visit our website at https://myskillmaster.org or any website of ours that links to this Privacy Notice

Use Disclaimer. The Website and its services are provided "as is" and "as available" without warranties of any kind. We do not guarantee the accuracy, completeness, or security of data processed by third-party providers. Your use of the Website constitutes acceptance of these limitations. To the fullest extent permitted by law, we disclaim all liability for any data breaches, inaccuracies, or third-party actions, except where required by applicable law. We expressly disclaim any responsibility or liability for the policies, practices, actions, or omissions of third-party service providers (including Google, Hostinger, Cloudflare, affiliate partners, and payment processors). Your interactions with such third parties are solely at your own risk and governed by their respective policies.

Engage with us in other related ways, including any sales, marketing, or events

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at hi@myskillmaster.org.

SUMMARY OF KEY POINTS

This summary provides key points from our Privacy Notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.

What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.

Do we process any sensitive personal information? Some of the information may be considered 'special' or 'sensitive' in certain jurisdictions, for example your racial or ethnic origins, sexual orientation, and religious beliefs. We do not process sensitive personal information.

Do we collect any information from third parties? We do not collect any information from third parties.

How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information.

In what situations and with which types of parties do we share personal information? We may share information in specific situations and with specific categories of third parties. Learn more about when and with whom we share your personal information.

How do we keep your information safe? We have adequate organisational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorised third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe.

What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.

How do you exercise your rights? The easiest way to exercise your rights is by visiting https://myskillmaster.org/support, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.

Want to learn more about what we do with any information we collect? Review the Privacy Notice in full.

TABLE OF CONTENTS

1. WHAT INFORMATION DO WE COLLECT?
2. HOW DO WE PROCESS YOUR INFORMATION?
3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?
4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?
6. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
8. HOW LONG DO WE KEEP YOUR INFORMATION?
9. HOW DO WE KEEP YOUR INFORMATION SAFE?
10. DO WE COLLECT INFORMATION FROM MINORS?
11. WHAT ARE YOUR PRIVACY RIGHTS?
12. CONTROLS FOR DO-NOT-TRACK FEATURES
13. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
14. EMBEDDED THIRD-PARTY SERVICES
15. DONATIONS
16. GOOGLE TRANSLATE FEATURE
17. POLLS AND QUIZZES
18. MINORS AND FINANCIAL TRANSACTIONS
19. CLOUDFLARE DDOS PROTECTION AND SECURITY SERVICES
20. AFFILIATE LINKS AND ADVERTISING
21. DO WE MAKE UPDATES TO THIS NOTICE?
22. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
23. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

4.1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Sensitive Information. We do not process sensitive information.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

The information we collect includes:

Log and Usage Data. Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called 'crash dumps'), and hardware settings).

Device Data. We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information.

Location Data. We collect location data such as information about your device's location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. However, if you choose to opt out, you may not be able to use certain aspects of the Services.

Automatically Collected Data. When you visit, our hosting provider (Hostinger) and content delivery network (Cloudflare (if applicable)) automatically log standard access data such as IP addresses, browser type, operating system, referring URLs, device identifiers, and timestamps for security, performance, and DDoS protection purposes.

Analytics and Security Tools. We use Google Analytics to understand visitor behavior and improve services. Data collected may include IP address, device identifiers, browser activity, and usage patterns. Google ReCaptcha is used to protect against spam and abuse, collecting device and behavioral information. Cloudflare may process IP addresses and request data for caching, security, and optimization.

Advertising. We use Google Adsense and third-party ad networks, which may place cookies or similar technologies to deliver personalized or contextual ads based on your browsing behavior.

Affiliate Links. Our Website may contain affiliate links. Clicking such links may allow third-party partners to track your activity (e.g., via cookies) and generate commissions for us. These third parties are responsible for their own privacy practices.

Polls and Quizzes. Participation is strictly anonymous. No personal data is collected or linked to responses; only aggregate results are stored for service improvement.

Email Communications. If you contact us at hi@myskillmaster.org, you voluntarily provide your email address and message content. We use such information only for responding to inquiries and service improvement.

Donations. Donations are processed through third-party payment providers (TBC Bank, KISA.GE, NOWPayments for cryptocurrency). We do not collect or store payment details. Such providers' privacy policies govern their processing.

Embedded Third-Party Services. Certain features, such as currency converters (from xe.com), cryptocurrency rates (from CoinGecko), and world time displays, may transmit data (e.g., IP addresses or usage details) directly to these providers when you interact with them. This processing is governed by their privacy policies, and we encourage you to review them (e.g., xe.com at https://www.xe.com/privacy.php; CoinGecko at https://www.coingecko.com/en/privacy). We do not control or assume responsibility for their data practices.

4.2. HOW DO WE PROCESS YOUR INFORMATION?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We process the personal information for the following purposes listed below. We may also process your information for other purposes only with your prior explicit consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

To deliver targeted advertising to you. We may process your information to develop and display personalised content and advertising tailored to your interests, location, and more.

To identify usage trends. We may process information about how you use our Services to better understand how they are being used so we can improve them.

To save or protect an individual's vital interest. We may process your information when necessary to save or protect an individual's vital interest, such as to prevent harm.

Website Operations. Operating, maintaining, and improving the Website.

Security Protection. Protecting Website security and preventing unauthorized access or abuse (legitimate interest).

Analytics. Analyzing visitor interactions and Website performance (legitimate interest or consent for cookies).

Advertising. Displaying ads and affiliate links to support Website operation (legitimate interest).

User Communication. Responding to inquiries and communication requests (contractual necessity or consent).

Legal Requirements. Complying with applicable legal and regulatory obligations.

4.3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e. legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfil our contractual obligations, to protect your rights, or to fulfil our legitimate business interests.

If you are located in the EU or UK, this section applies to you.

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:

Consent. We may process your information if you have given us permission (i.e. consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.

Performance of a Contract. We may process your personal information when we believe it is necessary to fulfil our contractual obligations to you, including providing our Services or at your request prior to entering into a contract with you.

Legitimate Interests. We may process your information when we believe it is reasonably necessary to achieve our legitimate business interests and those interests do not outweigh your interests and fundamental rights and freedoms. For example, we may process your personal information for some of the purposes described in order to:

• Develop and display personalised and relevant advertising content for our users
• Analyse how our Services are used so we can improve them to engage and retain users

Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.

Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.

If you are located in Canada, this section applies to you.

We may process your information if you have given us specific permission (i.e. express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e. implied consent). You can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:

• If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way
• For investigations and fraud detection and prevention
• For business transactions provided certain conditions are met
• If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim
• For identifying injured, ill, or deceased persons and communicating with next of kin
• If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse
• If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province
• If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records
• If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced
• If the collection is solely for journalistic, artistic, or literary purposes
• If the information is publicly available and is specified by the regulations
• We may disclose de-identified information for approved research or statistics projects, subject to ethics oversight and confidentiality commitments

4.4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short: We may share information in specific situations described in this section and/or with the following categories of third parties.

Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents ('third parties') who perform services for us or on our behalf and require access to such information to do that work. We have contracts in place with our third parties, which are designed to help safeguard your personal information. This means that they cannot do anything with your personal information unless we have instructed them to do it. They will also not share your personal information with any organisation apart from us. They also commit to protect the data they hold on our behalf and to retain it for the period we instruct.

The categories of third parties we may share personal information with are as follows:

• Data Analytics Services
• Website Hosting Service Providers
• Cloud Computing Services
• Performance Monitoring Tools
• Affiliate Marketing Programs
• AI Platforms
• Ad Networks
• Privacy compliance and cookie consent management services
• Sales & Marketing Tools
• Retargeting Platforms

We also may need to share your personal information in the following situations:

Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

4.5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?

In Short: We are not responsible for the safety of any information that you share with third parties that we may link to or who advertise on our Services, but are not affiliated with, our Services.

The Services may link to third-party websites, online services, or mobile applications and/or contain advertisements from third parties that are not affiliated with us and which may link to other websites, services, or applications. Accordingly, we do not make any guarantee regarding any such third parties, and we will not be liable for any loss or damage caused by the use of such third-party websites, services, or applications. The inclusion of a link towards a third-party website, service, or application does not imply an endorsement by us. We cannot guarantee the safety and privacy of data you provide to any third-party websites. Any data collected by third parties is not covered by this Privacy Notice. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services, or applications that may be linked to or from the Services. You should review the policies of such third parties and contact them directly to respond to your questions.

4.6. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (like web beacons and pixels) to gather information when you interact with our Services. Some online tracking technologies help us maintain the security of our Services, prevent crashes, fix bugs, save your preferences, and assist with basic site functions.

We also permit third parties and service providers to use online tracking technologies on our Services for analytics and advertising, including to help manage and display advertisements, to tailor advertisements to your interests, or to send abandoned shopping cart reminders (depending on your communication preferences). The third parties and service providers use their technology to provide advertising about products and services tailored to your interests which may appear either on our Services or on other websites.

To the extent these online tracking technologies are deemed to be a 'sale'/'sharing' (which includes targeted advertising, as defined under the applicable laws) under applicable US state laws, you can opt out of these online tracking technologies by submitting a request as described below under section 'DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?'

Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice.

Google Analytics

We may share your information with Google Analytics to track and analyse the use of the Services. To opt out of being tracked by Google Analytics across the Services, visit https://tools.google.com/dlpage/gaoptout. For more information on the privacy practices of Google, please visit the Google Privacy & Terms page.

4.7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

In Short: We may transfer, store, and process your information in countries other than your own.

Our servers are located in Germany and United States. Regardless of your location, please be aware that your information may be transferred to, stored by, and processed by us in our facilities and in the facilities of the third parties with whom we may share your personal information (see 'WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?' above), including facilities in the United States, and other countries.

If you are a resident in the European Economic Area (EEA), United Kingdom (UK), or Switzerland, then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. However, we will take all necessary measures to protect your personal information in accordance with this Privacy Notice and applicable law.

European Commission's Standard Contractual Clauses:

We have implemented measures to protect your personal information, including by using the European Commission's Standard Contractual Clauses for transfers of personal information between our group companies and between us and our third-party providers. These clauses require all recipients to protect all personal information that they process originating from the EEA or UK in accordance with European data protection laws and regulations. Our Standard Contractual Clauses can be provided upon request. We have implemented similar appropriate safeguards with our third-party service providers and partners and further details can be provided upon request.

4.8. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfil the purposes outlined in this Privacy Notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than we retain personal data for as long as necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required by law. specifically: comments and user-generated content: indefinitely (unless deletion is requested) analytics data: 26 months (google analytics default) server logs: 90 days cookie data: varies by cookie type (session to 2 years).

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymise such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

4.9. HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We aim to protect your personal information through a system of organisational and technical security measures.

We have implemented appropriate and reasonable technical and organisational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorised third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

4.10. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years of age or the equivalent age as specified by law in your jurisdiction.

We do not knowingly collect, solicit data from, or market to children under 18 years of age or the equivalent age as specified by law in your jurisdiction, nor do we knowingly sell such personal information. By using the Services, you represent that you are at least 18 or the equivalent age as specified by law in your jurisdiction or that you are the parent or guardian of such a minor and consent to such minor dependent's use of the Services. If we learn that personal information from users less than 18 years of age or the equivalent age as specified by law in your jurisdiction has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18 or the equivalent age as specified by law in your jurisdiction, please contact us at hi@myskillmaster.org.

4.11. WHAT ARE YOUR PRIVACY RIGHTS?

In Short: Depending on your state of residence in the US or in some regions, such as the European Economic Area (EEA), United Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.

In some regions (like the EEA, UK, Switzerland, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making. If a decision that produces legal or similarly significant effects is made solely by automated means, we will inform you, explain the main factors, and offer a simple way to request human review. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section 'HOW CAN YOU CONTACT US ABOUT THIS NOTICE?' below.

We will consider and act upon any request in accordance with applicable data protection laws.

If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.

If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.

Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section 'HOW CAN YOU CONTACT US ABOUT THIS NOTICE?' below.

However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.

Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by By sending an unsubscribe request via email reply to the marketing message received, or by contacting us using the details provided in the section 'HOW CAN YOU CONTACT US ABOUT THIS NOTICE?' below. You will then be removed from the marketing lists. However, we may still communicate with you — for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.

Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. You may also opt out of interest-based advertising by advertisers on our Services.

If you have questions or comments about your privacy rights, you may email us at hi@myskillmaster.org.

4.12. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ('DNT') feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognising and implementing DNT signals has been finalised. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.

California law requires us to let you know how we respond to web browser DNT signals. Because there currently is not an industry or legal standard for recognising or honouring DNT signals, we do not respond to them at this time.

4.13. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. More information is provided below.

Categories of Personal Information We Collect

The table below shows the categories of personal information we have collected in the past twelve (12) months. The table includes illustrative examples of each category and does not reflect the personal information we collect from you. For a comprehensive inventory of all personal information we process, please refer to the section 'WHAT INFORMATION DO WE COLLECT?'

Category	Examples	Collected
A. Identifiers	Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name	YES
B. Personal information as defined in the California Customer Records statute	Name, contact information, education, employment, employment history, and financial information	NO
C. Protected classification characteristics under state or federal law	Gender, age, date of birth, race and ethnicity, national origin, marital status, and other demographic data	NO
D. Commercial information	Transaction information, purchase history, financial details, and payment information	NO
E. Biometric information	Fingerprints and voiceprints	NO
F. Internet or other similar network activity	Browsing history, search history, online behaviour, interest data, and interactions with our and other websites, applications, systems, and advertisements	YES
G. Geolocation data	Device location	YES
H. Audio, electronic, sensory, or similar information	Images and audio, video or call recordings created in connection with our business activities	NO
I. Professional or employment-related information	Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us	NO
J. Education Information	Student records and directory information	NO
K. Inferences drawn from collected personal information	Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual's preferences and characteristics	NO
L. Sensitive personal Information		NO

We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:

• Receiving help through our customer support channels;
• Participation in customer surveys or contests; and
• Facilitation in the delivery of our Services and to respond to your inquiries.

We will use and retain the collected personal information as needed to provide the Services or for:

Category A - We retain identifiers for different periods based on their purpose: Comment data and usernames: indefinitely (as part of published content) Email addresses: as long as the user engages with our site IP addresses in logs: 90 days Analytics identifiers: 26 months User can request deletion at any time

Category F - We retain user internet activity data for up to 14 months (Google Analytics default retention period). This includes browsing behavior, pages visited, session duration, and device information. After this period, the data is automatically anonymized. Users can opt out of tracking at any time through browser settings or by contacting us to request data deletion.

Category G - Geolocation data is collected as follows: - Google Analytics: Country, city, and region data from IP addresses for audience insights (retained 14 months) - Hostinger server logs: IP addresses for security and performance monitoring (retained 90 days) - We do not collect precise GPS location or track real-time movements - Data is disclosed to Google (Analytics processing) and Hostinger (hosting services)

Sources of Personal Information

Learn more about the sources of personal information we collect in 'WHAT INFORMATION DO WE COLLECT?'

How We Use and Share Personal Information

Learn more about how we use your personal information in the section, 'HOW DO WE PROCESS YOUR INFORMATION?'

Will your information be shared with anyone else?

We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information to in the section, 'WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?'

We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be 'selling' of your personal information.

We have not sold or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. We have disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:

Category G. Geolocation data

The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under 'WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?'

Your Rights

You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include:

• Right to know whether or not we are processing your personal data
• Right to access your personal data
• Right to correct inaccuracies in your personal data
• Right to request the deletion of your personal data
• Right to obtain a copy of the personal data you previously shared with us
• Right to non-discrimination for exercising your rights
• Right to opt out of the processing of your personal data if it is used for targeted advertising (or sharing as defined under California's privacy law), the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ('profiling')

Depending upon the state where you live, you may also have the following rights:

• Right to access the categories of personal data being processed (as permitted by applicable law, including the privacy law in Minnesota)
• Right to obtain a list of the categories of third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in California, Delaware, and Maryland)
• Right to obtain a list of specific third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in Minnesota and Oregon)
• Right to review, understand, question, and correct how personal data has been profiled (as permitted by applicable law, including the privacy law in Minnesota)
• Right to limit use and disclosure of sensitive personal data (as permitted by applicable law, including the privacy law in California)
• Right to opt out of the collection of sensitive data and personal data collected through the operation of a voice or facial recognition feature (as permitted by applicable law, including the privacy law in Florida)

How to Exercise Your Rights

To exercise these rights, you can contact us by visiting https://myskillmaster.org/support, by emailing us at hi@myskillmaster.org, by visiting https://myskillmaster.org/support, or by referring to the contact details at the bottom of this document.

Under certain US state data protection laws, you can designate an authorised agent to make a request on your behalf. We may deny a request from an authorised agent that does not submit proof that they have been validly authorised to act on your behalf in accordance with applicable laws.

Request Verification

Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. We will only use personal information provided in your request to verify your identity or authority to make the request. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes.

If you submit the request through an authorised agent, we may need to collect additional information to verify your identity before processing your request and the agent will need to provide a written and signed permission from you to submit such request on your behalf.

Appeals

Under certain US state data protection laws, if we decline to take action regarding your request, you may appeal our decision by emailing us at hi@myskillmaster.org. We will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may submit a complaint to your state attorney general.

California 'Shine The Light' Law

California Civil Code Section 1798.83, also known as the 'Shine The Light' law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us by using the contact details provided in the section 'HOW CAN YOU CONTACT US ABOUT THIS NOTICE?'

4.14. EMBEDDED THIRD-PARTY SERVICES

Our Website uses embedded third-party services (xe.com, CoinGecko, Logwork, Desmos, Windy.com, Elfsight (data transmitted directly when you interact with their embedded features)) that may transmit data directly to external providers when you interact with them. These services include currency converters (xe.com), cryptocurrency rates (CoinGecko), world time displays (Logwork), mathematical calculators (Desmos), weather maps (Windy.com), and interactive widgets (Elfsight). When you use these features, data such as your IP address, browser information, and usage details may be transmitted to and processed by these third-party providers in accordance with their own privacy policies. We do not control, and expressly disclaim responsibility for, the data collection or processing practices of these third parties. We strongly encourage you to review their respective privacy policies before interacting with embedded features: - xe.com: https://www.xe.com/privacy.php - CoinGecko: https://www.coingecko.com/en/privacy - Logwork: https://logwork.com/blog/contact-us - Desmos: https://www.desmos.com/privacy - Windy.com: https://www.windy.com/privacy - Elfsight: https://elfsight.com/privacy-policy/ By using these embedded services, you acknowledge and accept that your data will be processed by these third parties under their own terms.

4.15. DONATIONS

Donations We gratefully accept voluntary donations to support our Website. All donations are processed through secure third-party payment providers: - TBC Bank - Georgian bank transfers and card payments - KISA.GE - Local payment processing - NOWPayments - Cryptocurrency donations (Bitcoin, Ethereum, etc.) Key Terms: - We do not collect or store payment card details, bank account information, or cryptocurrency wallet keys. - All payment data is processed directly by the respective provider under their privacy policies (TBC Bank: https://www.tbcbank.ge/web/en/web/guest/privacy-statement; NOWPayments: https://nowpayments.io/privacy-policy). - Transaction records (transaction IDs, amounts, dates) are retained for 7 years as required by Georgian tax law. - Cryptocurrency transaction IDs are pseudonymous and stored for compliance purposes only. - Donations are generally non-refundable except in cases of processing errors. - Minors must have parental/guardian consent to donate. Unauthorized donations by minors may be voided and refunded. By donating, you confirm you are of legal age, have reviewed the payment processor's privacy policy, and consent to data retention as described. For questions about donations or to exercise data rights, contact: hi@myskillmaster.org

4.16. GOOGLE TRANSLATE FEATURE

Google Translate Feature Our Website offers an optional translation feature powered by Google Translate, a service provided by Google LLC ("Google"). This feature allows you to view Website content in different languages. How It Works: When you use the Google Translate feature, the content you choose to translate is temporarily transmitted to Google's servers for processing. Google may collect and process the following data during translation: - The text or content being translated - Your IP address - Browser type and language settings - Cookies and similar identifiers (if Google Translate cookies are enabled) - Device information and operating system - Referring URL and timestamp Data Processing and Privacy: - Translation requests are processed by Google in real-time and are not permanently stored by us on our servers. - Google processes translation data in accordance with its own Privacy Policy (https://policies.google.com/privacy) and Terms of Service (https://policies.google.com/terms). - Google may use translation data to improve its translation algorithms and services. - Translated content is cached temporarily by Google for performance optimization. - We do not control how Google processes, stores, or uses data transmitted through Google Translate. International Data Transfers: Translation data is transmitted to and processed on Google's servers, which may be located in the United States or other countries outside your jurisdiction. Google adheres to applicable data protection frameworks, including Standard Contractual Clauses for EU data transfers. Your Choices: - Use of Google Translate is entirely optional. You can choose not to use this feature and view content in its original language. - To limit data sharing with Google, you may disable third-party cookies in your browser settings or use Google's opt-out tools (https://tools.google.com/dlpage/gaoptout/). - For more information about how Google handles translation data, please review Google's Privacy Policy at https://policies.google.com/privacy. Legal Basis: We provide this feature based on your consent (by actively choosing to translate content) and our legitimate interest in making Website content accessible to a global audience. Disclaimer: - Translations are generated automatically by Google and may not be 100% accurate. We are not responsible for translation errors or inaccuracies. - Google Translate is a third-party service, and we disclaim all liability for Google's data processing practices, service availability, or any issues arising from its use. For questions about Google Translate data processing, contact Google directly or reach us at hi@myskillmaster.org for general inquiries.

4.17. POLLS AND QUIZZES

Our Website may offer interactive polls, quizzes, surveys, and assessments to engage visitors and gather feedback about content preferences and user experience. Anonymous Participation: All polls and quizzes are designed to be completely anonymous. We implement the following privacy protections: - No personal data (such as name, email address, or contact information) is collected during participation. - Responses are not linked to any personally identifiable information, IP addresses, or user accounts. - We do not use cookies or tracking technologies to identify individual participants. - No authentication or registration is required to participate. Data Collected: We collect only the following non-personal information: - Quiz/poll responses and answer selections - Aggregate statistics (e.g., total votes, percentage distributions) - Timestamp of submission (for statistical purposes only, not linked to individuals) Data Retention: - Individual anonymous responses: Stored indefinitely in aggregated form - Raw response data: Retained only in anonymous, non-identifiable format - Aggregate statistics: Retained permanently for analytical purposes - No personal identifiers are ever stored or retained Data Sharing: - Poll and quiz results may be displayed publicly on our Website in aggregate form (e.g., "75% of users selected option A"). - We do not sell, rent, or share individual response data with third parties. - Aggregated, anonymized insights may be referenced in blog posts or content updates.

4.18. MINORS AND FINANCIAL TRANSACTIONS

Age Restrictions: Our Website is intended for general audiences and does not knowingly target or direct services to minors. For purposes of this Privacy Policy, a "minor" is defined as any individual under 18 years of age, or under the age of majority in their jurisdiction of residence, whichever is higher. General Privacy Protection for Minors: - We do not knowingly collect, use, or disclose personal data from minors without verifiable parental or legal guardian consent. - Our Website does not require user registration or account creation, minimizing the risk of inadvertent data collection from minors. - Analytics and tracking technologies (e.g., Google Analytics) do not distinguish between adult and minor visitors and collect data anonymously as described in this Privacy Policy. Financial Transactions by Minors: Minors are strictly prohibited from engaging in any financial transactions through our Website, including but not limited to: - Making donations via TBC Bank, KISA.GE, or NOWPayments (cryptocurrency) - Clicking on affiliate links with the intent to make purchases - Participating in any monetized activities Parental/Guardian Consent Requirement: - Any financial transaction attempted or completed by a minor without explicit, verifiable consent from a parent or legal guardian is considered unauthorized and voidable. - We reserve the unconditional right to void, cancel, and refund any donation or transaction made by a minor without proper parental or guardian authorization, regardless of when the transaction is discovered. - Parents or guardians who become aware of unauthorized transactions by minors should contact us immediately at hi@myskillmaster.org. Refund and Cancellation Policy for Minor Transactions: - Upon verification that a transaction was made by a minor without authorization, we will: 1. Immediately cancel any ongoing services or benefits associated with the transaction 2. Process a full refund to the original payment method within 14-30 business days (subject to payment processor timelines) 3. For cryptocurrency transactions, refunds will be processed to the original wallet address at the equivalent value in the original cryptocurrency (subject to network fees and exchange rate fluctuations) - Processing fees, currency conversion fees, or blockchain transaction fees incurred during the original transaction may not be refundable and are subject to third-party payment processor policies. Knowledge of Minor Data Collection: - If we become aware or have reason to believe that we have collected personal data from a minor without proper consent, we will take immediate steps to delete such information from our systems, except where retention is required by law (e.g., for transaction records subject to tax compliance). - Transaction records involving minors may be retained for up to 7 years as required by Georgian accounting and tax legislation, but will be marked as voided/refunded and not used for any other purpose. Third-Party Services and Minors: - Third-party services embedded on our Website (Google Analytics, advertising networks, payment processors) have their own age restrictions and policies regarding minors. - We are not responsible for data collection by third parties from minors who misrepresent their age or bypass age verification mechanisms. - Parents should review third-party privacy policies and enable parental controls on devices used by minors.

4.19. CLOUDFLARE DDOS PROTECTION AND SECURITY SERVICES

Cloudflare DDoS Protection and Security Services We use Cloudflare for CDN, DDoS protection, WAF, caching, SSL/TLS, and bot detection. Cloudflare automatically processes: IP address, browser/device info, HTTP requests, cookies (__cfduid, cf_clearance), threat scores. Purpose: block attacks, distinguish bots, cache content, optimize routing, prevent abuse. Retention: logs 24-72 hours, security data longer, cached content temporary. Data processed globally (US, EU) under EU-U.S. Data Privacy Framework and Standard Contractual Clauses. Cloudflare acts as processor, doesn't sell data or use for ads. May present CAPTCHA for verification (temporary cookies). Cannot opt out (essential for security); manage cookies via browser. Processing governed by Cloudflare Privacy Policy (https://www.cloudflare.com/privacypolicy/). We have DPA with SCCs. Legal basis: legitimate interest in security. Not responsible for Cloudflare practices/outages. Contact: hi@myskillmaster.org; Cloudflare: privacyquestions@cloudflare.com

4.20. AFFILIATE LINKS AND ADVERTISING

Our Website may contain affiliate links, display advertisements, and mention third-party companies, products, or services as part of our content. This section explains how these features work and what data may be collected. 1. Affiliate Links and Commission-Based Content What Are Affiliate Links? Affiliate links are special URLs that allow us to earn a commission when visitors click on them and subsequently make a purchase or complete an action on a third-party website. How Affiliate Links Work: - Our Website may include affiliate links within blog posts, articles, reviews, recommendations, or resource lists. - When you click an affiliate link, you are redirected to a third-party merchant's website (e.g., Amazon, online retailers, service providers). - The affiliate partner may place cookies or tracking pixels on your device to track your activity and attribute any subsequent purchases or conversions to our referral. - If you complete a qualifying action (e.g., make a purchase, sign up for a service), we may earn a commission from the affiliate partner. Data Collected Through Affiliate Links: When you click on an affiliate link, the following data may be collected by the affiliate partner (not by us): - Click timestamp and referring URL - IP address and geographic location - Browser type, device information, and operating system - Cookies and unique tracking identifiers - Browsing behavior on the merchant's website - Purchase information (product, price, transaction ID) if you complete a transaction We do not directly collect or have access to this data. Affiliate partners process data under their own privacy policies. Each affiliate partner has its own privacy policy governing data collection and use. We encourage you to review their policies before clicking affiliate links. Transparency and Disclosure: - We clearly disclose when content contains affiliate links by using statements such as "This post contains affiliate links," "As an Amazon Associate, we earn from qualifying purchases," or similar language. - Disclosures are placed prominently at the beginning or end of relevant content, or near affiliate links themselves. - Affiliate relationships do not influence our editorial independence or the integrity of our content. We only recommend products or services we believe may be valuable to our audience. 2. Advertising Sponsored Blog Posts and Paid Content What is Sponsored Content? Sponsored content (also called "paid posts," "branded content," or "native advertising") refers to blog articles, reviews, guides, or other editorial content that has been commissioned, paid for, or otherwise compensated by a third-party company, brand, or organization. 3. Third-Party Mentions (Unpaid Editorial Content) We may mention companies, products, or services for: - Reviews and comparisons - Educational content - Industry analysis - Resource recommendations Important: - Not all mentions are paid or affiliate relationships - Unless disclosed as "Sponsored" or "Affiliate," content is editorial and unpaid - Mentions do not constitute endorsements - We maintain editorial independence regardless of affiliate/ad relationships

4.21. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this Privacy Notice from time to time. The updated version will be indicated by an updated 'Revised' date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.

4.22. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may email us at hi@myskillmaster.org or contact us by post at:

I/E Mishiko Taliashvili
Salkhino N6
Tbilisi 0101
Georgia

4.23. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on the applicable laws of your country or state of residence in the US, you may have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please visit: https://myskillmaster.org/support.

5. Cookie Policy

This Cookie Policy explains how Individual Entrepreneur Mishiko Taliashvili ("Company," "we," "us," and "our") uses cookies and similar technologies to recognize you when you visit our website at https://myskillmaster.org ("Website"). It explains what these technologies are and why we use them, as well as your rights to control our use of them.

In some cases we may use cookies to collect personal information, or that becomes personal information if we combine it with other information.

What are cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.

Cookies set by the website owner (in this case, Individual Entrepreneur Mishiko Taliashvili) are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies." Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.

Why do we use cookies?

We use first- and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Website to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties. Third parties serve cookies through our Website for advertising, analytics, and other purposes. This is described in more detail below.

How can I control cookies?

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.

The Cookie Consent Manager can be found in the notification banner and on our Website. If you choose to reject cookies, you may still use our Website though your access to some functionality and areas of our Website may be restricted. You may also set or amend your web browser controls to accept or refuse cookies.

The specific types of first- and third-party cookies served through our Website and the purposes they perform are described in the table below (please note that the specific cookies served may vary depending on the specific Online Properties you visit):

Essential website cookies:

These cookies are strictly necessary to provide you with services available through our Website and to use some of its features, such as access to secure areas.

Name: csrf_token
Purpose: Protects against hacking and malicious actors.
Provider: myskillmaster.org
Service: Django View Service Privacy Policy
Type: http_cookie
Expires in: 29 days

Name: TERMLY_API_CACHE
Purpose: Used to store visitor's consent result in order to improve performance of the consent banner.
Provider: myskillmaster.org
Service: Termly View Service Privacy Policy
Type: html_local_storage
Expires in: 1 year

Analytics and customization cookies:

These cookies collect information that is used either in aggregate form to help us understand how our Website is being used or how effective our marketing campaigns are, or to help us customize our Website for you.

Name: s7
Purpose: Gather data regarding site usage and user behavior on the website.
Provider: myskillmaster.org
Service: Adobe Analytics
Type: server_cookie
Expires in: 6 hours

How can I control cookies on my browser?

As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser's help menu for more information. The following is information about how to manage cookies on the most popular browsers:

• Chrome
• Internet Explorer
• Firefox
• Safari
• Edge
• Opera

In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit:

• Digital Advertising Alliance
• Digital Advertising Alliance of Canada
• European Interactive Digital Advertising Alliance

What about other tracking technologies, like web beacons?

Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called "tracking pixels" or "clear gifs"). These are tiny graphics files that contain a unique identifier that enables us to recognize when someone has visited our Website or opened an email including them. This allows us, for example, to monitor the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of email marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.

Do you use Flash cookies or Local Shared Objects?

Websites may also use so-called "Flash Cookies" (also known as Local Shared Objects or "LSOs") to, among other things, collect and store information about your use of our services, fraud prevention, and for other site operations.

If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to "information" on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).

Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.

Do you serve targeted advertising?

Third parties may serve cookies on your computer or mobile device to serve advertising through our Website. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. They can accomplish this by using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details, or other details that directly identify you unless you choose to provide these.

How often will you update this Cookie Policy?

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.

The date at the top of this Cookie Policy indicates when it was last updated.

Where can I get further information?

If you have any questions about our use of cookies or other technologies, please email us at hi@myskillmaster.org or by post to:

Individual Entrepreneur Mishiko Taliashvili
Salkhino N6
Tbilisi, Tbilisi 0101
Georgia

6. Content Ownership and Use

6.1. Our Content: All original blog posts, polls, quizzes, recipes, audio, video, and other materials created by the Operator are provided for personal, non-commercial use only. You may copy, distribute, modify, or adapt the content for personal purposes, provided you attribute the Operator (myskillmaster.org) as the source. Commercial use of our content requires prior written permission from the Operator. We provide no warranties regarding the content, and use is at your own risk.

6.2. Third-Party Content: We use third-party photos (e.g., from Pexels) under their respective licenses or fair use for non-commercial, educational purposes. These materials belong to their original owners, and we provide no warranties regarding them. We respect the intellectual property rights of third parties and urge you to do the same – do not copy, distribute, or use third-party content without permission from the owners, as this may violate their copyrights or licenses. Affiliate links are disclosed where used; clicking them may redirect you to third-party sites governed by their terms, and we may earn a commission at no extra cost to you.

6.3. User-Generated Content: See Section 6 below for details on reviews, comments, poll/quiz participation. The Website content is educational and provided "as is" without guarantees of accuracy, completeness, or suitability. We disclaim any responsibility for errors or reliance on the content. Use at your own risk.

7. User-Generated Content, Comments, Reviews, Poll/Quiz Participation, and Other Submissions

7.1. The Website allows users to leave reviews, comments, participate in polls, trivia quizzes, or personality quizzes (collectively, "User-Generated Content"). These features are provided to give users an engaging way to express opinions, share ideas, or interact with content. No registration is required, and participation in polls/quizzes is anonymous (we do not collect personal information for these). We reserve the right to delete, move, or edit any Post at any time, for any reason, but we have no obligation to review or remove content. We do not endorse any User-Generated Content or user views.

7.2. If you contact us via email hi@myskillmaster.org, you voluntarily provide your email address, and we may use it to respond or improve services, as outlined in our Privacy Policy.

7.3. By submitting or posting any User-Generated Content (e.g., reviews, comments, poll/quiz responses), you represent and warrant that: (a) you own or have all necessary rights to the content; (b) the content is accurate, does not violate laws, these Terms, or third-party rights; (c) you will not use automated means to post; and (d) the content will not harm any person, entity, or cause us to violate rights. You are solely responsible for your content and interactions. Posting unlawful or violating content may expose you to liability.

7.4. By Posting User-Generated Content, you grant us and our affiliates a perpetual, irrevocable, worldwide, royalty-free, sub-licensable, transferable, non-exclusive license to use, copy, modify, display, archive, store, distribute, reproduce, and create derivative works from it, in any form or media. This includes using anonymous poll/quiz results to improve the Website. We may make Posts searchable or accessible to other users. You receive no compensation or attribution for this.

7.5. Posting Rules: You shall not post content that:

• Contains unlawful, vulgar, profane, obscene, abusive, threatening, hateful, or discriminatory language (e.g., based on race, gender, religion);
• Is defamatory, libelous, fraudulent, or violates privacy/intellectual property rights;
• Violates laws or promotes evasion;
• Interferes with others' use (e.g., spam, malware);
• Advertises goods/services outside designated areas;
• Impersonates others or collects personal data. We may refer violations to authorities and disclose information as required by law. Decisions on violations are at our discretion.

8. Website Security Rules

You are prohibited from violating or attempting to violate the security of the Website including without limitation, (a) accessing data not intended for you or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan, or test the vulnerability of a system or network, or to breach security or authentication measures without proper authorization, (c) attempting to interfere with any service to any user, host, or network, including, without limitation, via means of submitting a virus to the Website, overloading, "flooding," "mailbombing," or "crashing," (d) forging any TCP/IP packet header or any part of the header information in any e-mail, blog, or comment/review posting, or (d) scraping or otherwise collecting data or information through automated means. Violations of system or network security may result in civil or criminal liability. We will investigate occurrences which may involve such violations and may involve, and cooperate with law enforcement authorities in prosecuting those who are involved in such violations.

9. Affiliate Links

We may engage in affiliate marketing, embedding affiliate links into certain pages of our Website. Clicking on or purchasing products or services through affiliate links may result in us earning a commission at no extra cost to you. Any purchase you make through an affiliate link is made directly with those third parties, not us, and these third parties often have their own terms and conditions, privacy policies, and age restrictions, which we encourage you to review. We are not responsible for evaluating any offer made by these third parties; we make no warranty about these third parties or offerings; and we do not assume any liability for any act, omission, product, or service of these third parties.

10. Donations

This platform accepts voluntary donations in accordance with our comprehensive Donation Policy, which governs all aspects of donation acceptance, processing, and administration.

Key Principles:

• Voluntary Nature: All donations are voluntary contributions without expectation of direct material benefit or creation of mutual obligations.
• No Guarantees: Donations do not guarantee specific content creation, individual consultations, exclusive materials, or priority services
• Tax Status: This platform is not a charitable organization; donations are not tax-deductible and are taxed as income

Payment Methods:

• Bank Transfer: TBC Bank (state "Donation" in reference)
• KISA.GE Platform: Secure Georgian donation processing
• Cryptocurrency: Via NOWPayments (BTC, ETH, LTC, USDT, and others)

Important Limitations:

• Refund Policy: Donations are generally final and non-refundable, except in cases of technical error (within 48 hours), confirmed fraud, or specific legal requirements
• Cryptocurrency Risks: Exchange rate volatility, network delays, and irreversible transactions apply
• Amount Limits: Minimum 1 GEL, maximum 10,000 GEL per single donation

Read full Donation Policy below

General Provisions

This document establishes the legal framework for receiving and administering voluntary donations. The platform operates as an independent content creator's digital space that combines blogging, video content, and educational materials.

Legal Status

The platform is registered under Georgian legislation as a commercial entity with small business status. All operations are conducted in accordance with Georgia's Civil and Tax Codes.

Legal Nature of Donations

A donation within the scope of this policy is defined as:

• A voluntary financial contribution without expectation of direct material benefit
• Unpaid support for creative activities
• A non-commercial transaction regardless of tax obligations

Fundamental Principles

Donation acceptance is based on the following principles:

• Voluntariness: Without any coercion
• Transparency: Complete information about usage
• Independence: Does not create mutual obligations
• Legality: Full compliance with applicable legislation

Donor Rights

Donors have the right to:

• Receive information about the donation procedure
• Request donation confirmation for financial records
• Remain anonymous if desired
• Receive information about personal data protection

Platform Obligations

The platform is obligated to:

• Ensure legal administration of donations
• Maintain confidentiality of personal data
• Use donations transparently and ethically
• Fulfill all tax obligations

Non-Obligations

Receiving donations does not create obligations for:

• Creating specific content
• Providing individual consultations
• Delivering exclusive materials
• Conducting personal communications
• Providing any priority services
• Guaranteeing specific results

Donation Usage Policy

Donations are used for the following purposes:

• Technical Infrastructure: Servers, hosting, domains, software
• Content Production: Equipment, licenses, copyrights
• Professional Development: Training, courses, conferences
• Operational Expenses: Internet, utilities
• Tax Obligations: Legally required taxes

Audit and Reporting

• Annual financial reports are published on the website
• Main expense categories are open to the public
• Detailed financial information is available according to law

Donation Methods

Donations are possible through the following channels:

Minimum and Maximum Amounts

• Minimum donation: 1 GEL (or equivalent in cryptocurrency)
• Maximum single donation: 10,000 GEL
• Amounts above this limit require additional verification

Confirmation and Recording

• All donations are registered within 24 hours
• Electronic confirmation is sent upon request
• Tax receipts are issued according to law

Cryptocurrency Payments

KISA.GE Platform

Information Collected

Minimal information collected:

• Donor name (if provided)
• Contact information (upon request)
• Transaction details
• KISA.GE transaction ID and processing details
• Cryptocurrency wallet address (optional)
• NOWPayments transaction ID

Data Protection Standards

• Compliance with GDPR and local legislation
• SSL encryption for all transactions
• Data storage for maximum 5 years
• Prohibition of transfer to third parties

Prohibited Sources

Donations are not accepted from:

• Unknown or suspicious sources
• Income from criminal activities
• Political parties during election periods
• Sources incompatible with platform values

Refund Policy

Donation refunds are possible only in cases of:

• Technical error (notice from donor within 48 hours)
• Confirmed fraud
• Cases provided by law
• KISA.GE transactions due to platform technical issues
• Cryptocurrency transactions due to blockchain technical problems

Platform Rights

The platform reserves the right to:

• Refuse any donation without explanation
• Stop accepting donations at any time
• Change this policy without advance notice

Cryptocurrency Risks

Tax Status

Information for Donors

Donors are informed that:

• Donations do not provide tax benefits
• They should consult with a tax consultant if needed

Complaint Procedure

• Primary contact: hi@myskillmaster.org

Governing Legislation

This policy is governed by:

• Georgian Civil Code
• Georgian Tax Code
• Personal Data Protection Law

Contact and Additional Information

Contract Performance

By making a donation, the donor confirms that they:

• Have fully read and considered this policy
• Agree to all terms and conditions
• Acknowledge the voluntary nature of the donation
• Know that no mutual obligations exist
• Are of legal age and a legally competent person
• In case of cryptocurrency donation, understand all associated risks and procedures

This policy is effective from the date specified above and supersedes all previous versions.

11. Advertising and Third-Party Information in Blog Posts

11.1. Our Website may include blog posts that contain advertising material promoting third-party products, services, or companies. Such posts will be clearly marked as containing promotional content to ensure transparency. We may receive compensation for these promotions, and any interactions with such content, including purchases or engagements, are governed by the third party’s terms and conditions, for which we are not responsible.

11.2. Additionally, some blog posts may include educational information about third-party services, functionalities, or products (e.g., explaining how a hosting service operates) without promotional intent. Such content is provided for informational purposes only and does not constitute an endorsement or recommendation of the third party. We make no warranties regarding the accuracy, completeness, or suitability of third-party information included in our blog posts, and your reliance on such information is at your own risk.

11.3. We respect the intellectual property rights of all third parties and ensure that any use of their materials or information complies with applicable licenses, fair use provisions, or permissions. We urge all users to respect third-party intellectual property rights when interacting with our blog posts and to refrain from copying, distributing, or using such content without proper authorization from the respective owners, as this may violate their copyrights or other rights.

12. Advertising and Analytics

We use Google Ads and Google Analytics to display ads and analyze usage. We are not responsible for the content, privacy policies, or practices of third-party advertisers. Third-party ads may appear on the Website, and your interactions with them are governed by their terms.

13. Third Parties

Your dealings or communications through the Website with any party other than us are solely between you and that third party.

13.1. For example, certain areas of the Website may display third-party advertisements (e.g., via Google Ads), which allow third parties to place their own ads on our site. These ads may enable you to conduct transactions or purchase goods or services directly with those third parties. In most cases, these transactions will be conducted by third-party advertisers or vendors. Under no circumstances will we be liable for any goods, services, resources, or content available through such third-party ads, dealings, or communications, or for any harm related thereto. Please review carefully that third party’s policies and practices and make sure you are comfortable with those policies and practices before you engage in any transaction. Any complaints, concerns, or questions you may have relating to materials or ads provided by third parties should be forwarded directly to the third party.

13.2. We integrate Google Translate to provide optional automated translation of the Website content into other languages upon user selection. This feature is provided for convenience only and is powered by Google LLC ("Google"), a third-party service. By using Google Translate, you agree to Google's Terms of Service (available at https://policies.google.com/terms) and Privacy Policy (available at https://policies.google.com/privacy), which govern data processing during translation (e.g., temporary transmission of text for processing). Translations are machine-generated and may contain inaccuracies, errors, or omissions; we disclaim all liability for any reliance on translated content, and use is at your own risk. We do not endorse or guarantee the accuracy, completeness, or suitability of translations, and we are not responsible for any consequences arising from their use. For EU/EEA users, processing is based on consent (GDPR Art. 6(1)(a)); you may withdraw consent by disabling the feature. Translations do not alter the original English version, which prevails in case of discrepancy.

14. Embedded Third-Party Services

The Website may include embedded tools and features that display live data from third-party providers, including but not limited to: currency conversion rates from xe.com, cryptocurrency rates from CoinGecko, work tracking and productivity tools from Logwork, mathematical graphing calculators from Desmos, weather forecasts and maps from Windy.com, and various widgets and tools from Elfsight (collectively, "Embedded Services"). These Embedded Services are integrated via JavaScript code, iframes, APIs, or similar technologies provided by or derived from the respective third parties and are intended for informational and educational purposes only.

• Third-Party Nature and Disclaimers: The Embedded Services are provided directly by the third-party sources and not by us. We do not create, control, or guarantee the accuracy, completeness, timeliness, reliability, or availability of the data displayed through these services. All data (e.g., exchange rates, crypto prices, or time zones) is provided "as is" and "as available," without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We disclaim all liability for any errors, omissions, interruptions, or inaccuracies in the Embedded Services, or for any losses or damages arising from your reliance on them, including financial losses from decisions based on the displayed data.
• - Compliance with Third-Party Terms: By using the Embedded Services, you acknowledge and agree that your access and use are subject to the terms of service, privacy policies, and any other conditions imposed by the respective third-party providers:
  • xe.com: Terms of Use at https://www.xe.com/legal/; Privacy Policy at https://www.xe.com/privacy.php
  • CoinGecko: Terms at https://www.coingecko.com/en/terms; API Terms at https://www.coingecko.com/en/api_terms; Privacy Policy at https://www.coingecko.com/en/privacy
  • Logwork: Terms at https://logwork.com/terms; Privacy Policy at https://logwork.com/privacy
  • Desmos: Terms at https://www.desmos.com/terms; Privacy Policy at https://www.desmos.com/privacy
  • Windy.com: Terms at https://www.windy.com/terms-of-use; Privacy Policy at https://www.windy.com/privacy
  • Elfsight: Terms at https://elfsight.com/terms-of-service/; Privacy Policy at https://elfsight.com/privacy-policy/
  • You are responsible for reviewing and complying with those terms. We may receive no compensation for these integrations, and they do not constitute an endorsement of the third parties or their services.
• Attribution and Intellectual Property: Where required by the third-party providers, appropriate attribution (e.g., "Powered by CoinGecko" or retention of their branding in the embedded code) will be displayed. You may not modify, remove, or obscure any such attributions, copyrights, trademarks, or notices in the Embedded Services. All intellectual property rights in the Embedded Services belong to the third-party providers, and your use does not grant you any ownership or rights beyond viewing for personal, non-commercial purposes.
• Privacy Implications: Using the Embedded Services may involve the transmission of certain data (e.g., your IP address, browser details, or usage patterns) directly to the third-party providers for processing. Such data handling is governed by their privacy policies (e.g., xe.com Privacy Policy at https://www.xe.com/privacy.php; CoinGecko Privacy Policy at https://www.coingecko.com/en/privacy). We are not responsible for their data practices, and your use constitutes consent to such transmissions where applicable under law. For more details, see our Privacy Policy.
• Availability and Changes: We reserve the right to modify, suspend, or remove any Embedded Services at any time without notice. If a third-party provider changes their terms or discontinues access, the features may become unavailable, and we shall not be liable for any resulting issues.

Your continued use of the Website and Embedded Services constitutes acceptance of these terms. If you do not agree, do not use these features.

15. Free Downloadable Files and Digital Resources

15.1 Nature of Files

The Website may offer digital files for free download ("Downloadable Files"), including but not limited to audio files, spreadsheets, PDFs, documents, templates, and other digital resources. These files are original works created by the Website operator from scratch and are provided free of charge for educational and informational purposes.

15.2 Rights of Use

By downloading the Files, you receive unlimited rights to:

• Download and copy the Files without restriction
• Use the Files for personal or commercial purposes
• Modify, adapt, and transform the Files according to your needs
• Distribute or sell the Files or modified versions thereof
• Incorporate the Files into your projects or products
• Use for any purpose without limitation or requirement of attribution

No permission, attribution, or acknowledgment of the operator is required for use of the Files.

15.3 Third-Party References - IMPORTANT DISCLAIMER

The Downloadable Files may contain names, brands, or references to third-party entities (such as companies, products, services, AI tools, websites, or individuals), which are solely for informational and educational purposes under Fair Use doctrine (17 U.S.C. §107).

15.3.1 These references:

• Are included only as examples, illustrations, or informational listings
• Do NOT constitute endorsements, recommendations, or reviews
• Do NOT imply any relationship, partnership, or affiliation with mentioned third parties
• Do NOT grant any rights to use third-party trademarks or intellectual property
• Are NOT verified for accuracy, availability, or current status
• May become outdated, discontinued, or changed without notice

15.3.2 Purpose

Such references are included solely to:

• Facilitate understanding of file functionality (e.g., how to complete a spreadsheet)
• Provide informational compilations (e.g., lists about AI tools)
• Create illustrative context

15.4 No Endorsement or Affiliation

THE MENTION OF ANY THIRD-PARTY NAME, PRODUCT, OR SERVICE IN THE DOWNLOADABLE FILES:

• Is purely factual and informational in nature
• Does not represent our opinion, evaluation, or recommendation
• Does not imply that we have tested, verified, or used such products/services
• Does not suggest that such third parties have approved or are aware of their inclusion
• Should not be relied upon for making purchasing or business decisions

15.5 User Responsibilities and Acknowledgments

By downloading any files, you acknowledge and agree that:

• You will NOT interpret third-party mentions as recommendations or endorsements
• You will independently research and verify any third-party services before use
• You understand that third parties mentioned may have their own terms, costs, and restrictions
• You will not hold us liable for any interactions with mentioned third parties
• You are solely responsible for compliance with any third-party terms if you choose to use their services
• You will not claim that we endorsed or recommended any mentioned third party

15.6 Intellectual Property of Others

While the file structure and original content are our creation:

• All third-party names, trademarks, and brands mentioned remain property of their respective owners
• We claim no rights over third-party intellectual property
• Inclusion of third-party names does not grant you any rights to their intellectual property
• You are responsible for respecting third-party intellectual property rights
• Fair use doctrine may apply to informational references, but we make no legal determination

15.7 COMPLETE DISCLAIMER OF WARRANTIES

THE DOWNLOADABLE FILES ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES WHATSOEVER. WE EXPLICITLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Accuracy, completeness, or currency of any information
• Functionality or suitability for any purpose
• Compatibility with your systems
• Non-infringement of any rights
• Quality, reliability, or performance
• Continued availability of mentioned third-party services
• Accuracy of any third-party information included

15.8 TOTAL LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR:

Regarding File Use:

• Any damages arising from use or inability to use the Files
• Decisions made in reliance on information contained in the Files
• Errors, defects, or data loss in the Files

Regarding Third Parties:

• Any actions, services, or products of mentioned third parties
• Quality, suitability, or availability of third-party services mentioned in Files
• Price changes, discontinuation, or modification of third-party terms
• Any interactions or transactions between you and third parties

Types of Damages:

UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR:

• Direct or indirect damages
• Incidental or special damages
• Punitive or consequential damages
• Loss of profits, business interruption, or revenue loss
• Data loss or corruption
• Any other losses or damages of any kind

MAXIMUM LIABILITY: ZERO (0) GEL / $0 USD
As the Files are provided entirely free of charge.
THIS LIMITATION APPLIES TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

15.9 Complete Indemnification

You agree to fully indemnify, defend, and hold harmless the Website operator from ALL claims, demands, damages, losses, costs, liabilities, and expenses (including reasonable attorneys' fees and legal costs) arising from or relating to:

• Your use of the Downloadable Files in any manner
• Any commercial activities involving the files
• Claims by third parties mentioned in the files (including trademark or copyright claims)
• Trademark or intellectual property disputes
• Your interpretation of informational content as recommendations or endorsements
• Any violation of third-party rights or terms
• Any breach of these Terms

This indemnification obligation survives termination of your use of the Website and Files.

15.10 No Liability for Third-Party Actions

We are NOT responsible for:

• Actions, policies, or practices of mentioned third parties
• Accuracy of third-party information or services
• Changes, discontinuation, or pricing of third-party services
• Your interactions or transactions with mentioned entities
• Third-party terms of service or privacy policies
• Quality or suitability of third-party products/services

15.11 Modifications and Removal Rights

The Website operator reserves the right, without notice or liability, to:

• Modify, update, or remove any files without notice
• Change these terms at any time
• Discontinue offering downloads without liability
• Not maintain or update files after posting

15.12 No Guarantee of Availability

We have no obligation to:

• Maintain availability of Files
• Update or correct Files
• Restore deleted Files
• Provide technical support

15.13 No Professional Advice

The Downloadable Files do not constitute professional advice of any kind (legal, financial, medical, technical, or otherwise). Any lists, compilations, or references to tools/services are purely informational and should not be used as the sole basis for decision-making.

15.14 Assumption of Risk

BY DOWNLOADING ANY FILES, YOU ACKNOWLEDGE THAT YOU:

• Assume all risks associated with using the files
• Will not rely on third-party mentions as recommendations
• Understand the purely informational nature of all content
• Accept complete responsibility for your use of the files
• Waive all claims against us related to the files or their content
• Agree that you have been adequately warned of all risks

15.15 Entire Agreement Regarding Files

This Section constitutes the entire agreement between you and the Website operator regarding the Files and supersedes all prior or contemporaneous understandings or agreements, whether written or oral, regarding such subject matter.

16. DMCA Copyright Policy

16.1. Our Commitment to Copyright Protection

We take copyright infringement seriously and respond promptly to properly submitted notices of alleged infringement. All content on our Website, including downloadable files, is either:

• Created originally by us from scratch, or
• Used with proper authorization, or
• Believed to fall under fair use or other exceptions to copyright law

Third-party names, brands, or references in our content (such as in informational lists or educational materials) are included solely for informational and educational purposes and do not constitute reproduction of copyrighted material.

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16.2. Filing a DMCA Copyright Infringement Notice

If you believe that content on our Website infringes your copyright, you may submit a DMCA takedown notice to our designated DMCA Agent.

16.2.1 Requirements for a Valid DMCA Notice

To file a valid DMCA notice, your written communication must include all of the following elements:

1. Identification of the copyrighted work that you claim has been infringed. If multiple copyrighted works are covered by a single notification, you may provide a representative list of such works.
2. Identification of the infringing material and information reasonably sufficient to permit us to locate the material on our Website. Please provide:
   • Specific URL(s) where the material is located
   • File name(s) if applicable
   • Detailed description of where the material appears on our Website
3. Your contact information, including:
   • Your full legal name
   • Mailing address
   • Telephone number
   • Email address
4. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
5. A statement that the information in your notice is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of the exclusive copyright right that is allegedly being infringed.
6. Your physical or electronic signature (typing your full legal name constitutes an electronic signature).

16.2.2 How to Submit Your DMCA Notice

Send your complete DMCA notice to our email:

DMCA Agent:
Mishiko Taliashvili
Email: legal@myskillmaster.org
Mailing Address:
Salkhino 6
Tbilisi, 0101
Georgia

Subject Line: DMCA Takedown Request

16.2.3 Important Warnings

⚠️ False Claims: Under 17 U.S.C. § 512(f), any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability for damages, including costs and attorneys' fees.

📋 Public Record: Your DMCA notice may be forwarded to the party that posted the allegedly infringing content. It may also be published or posted publicly (with personal information redacted).

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16.3. Our Response to DMCA Notices

16.3.1 Investigation Process

Upon receipt of a valid and complete DMCA notice, we will:

1. Acknowledge receipt (typically within 1-3 business days)
2. Investigate the claim by reviewing the allegedly infringing material
3. Evaluate whether the use falls under fair use or other exceptions
4. Make a good faith effort to contact the user who posted the content (if applicable)

16.3.2 Takedown Actions

If we determine that a takedown is appropriate, we may:

• Remove or disable access to the allegedly infringing material
• Remove the entire file or document containing the material
• Terminate access for repeat infringers
• Take any other action we deem appropriate in our sole discretion

16.3.3 Response Timeline

Target Response Time: 5-10 business days from receipt of a complete and valid notice.

Please Note: This timeline is a goal, not a guarantee. We are not legally obligated to respond within any specific timeframe, and complex cases may require additional time.

16.3.4 No Obligation to Act

We reserve the right, in our sole discretion, to:

• Remove content that we believe may infringe copyright, regardless of whether a formal DMCA notice has been filed
• Decline to remove content that we believe does not infringe or falls under fair use
• Seek additional information before taking action

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16.4. Filing a DMCA Counter-Notification

If you believe that material you posted was removed or disabled by mistake or misidentification, you may file a counter-notification.

16.4.1 Requirements for a Valid Counter-Notification

Your written counter-notification must include:

1. Your physical or electronic signature
2. Identification of the material that has been removed or to which access has been disabled, and the location at which the material appeared before it was removed or disabled
3. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification
4. Your name, address, and telephone number
5. A statement that you consent to the jurisdiction of:
   • The Federal District Court for the judicial district in which your address is located (if you are in the United States), OR
   • The appropriate court in Georgia (if you are outside the United States)
6. A statement that you will accept service of process from the person who provided the original DMCA notice or an agent of such person

16.4.2 How to Submit Your Counter-Notification

Send your counter-notification to the same DMCA Agent contact information listed in Section 2.2 above.

16.4.3 What Happens Next

If we receive a valid counter-notification:

1. We will forward it to the party who filed the original DMCA notice
2. We will inform that party that we may restore the removed material in 10-14 business days
3. We will restore the material unless the copyright owner files a court action seeking an injunction against the alleged infringer

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16.5. Repeat Infringer Policy

16.5.1 Termination of Repeat Infringers

In accordance with the DMCA and other applicable laws, we have adopted a policy of terminating, in appropriate circumstances, users or account holders who are deemed to be repeat infringers.

16.5.2 Definition of Repeat Infringer

A "repeat infringer" is a user who has been the subject of:

• Two (2) or more valid DMCA takedown notices, OR
• One (1) valid DMCA notice followed by continued infringing activity

16.5.3 Our Discretion

We reserve the right to terminate access to our Website for any user we believe, in our sole discretion, is a repeat infringer, regardless of whether the user has been the subject of formal DMCA notices.

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16.6. Limitations and Disclaimers

16.6.1 No Obligation to Monitor

We have NO obligation to:

• Monitor content on the Website for copyright infringement
• Proactively seek facts or circumstances indicating infringing activity
• Verify the accuracy or validity of DMCA notices or counter-notifications

16.6.2 Good Faith Actions

All of our actions in response to DMCA notices are taken in good faith. We make no representations or warranties regarding:

• Whether any material actually infringes copyright
• Whether any use constitutes fair use
• The accuracy of any claims made in DMCA notices

16.6.3 Safe Harbor Protection

We claim protection under the DMCA's safe harbor provisions (17 U.S.C. § 512). By promptly responding to valid DMCA notices and maintaining this policy, we limit our liability for copyright infringement claims related to user-generated content.

16.6.4 No Waiver of Rights

Nothing in this policy shall constitute:

• A waiver of any rights or defenses available to us under applicable law
• An admission that any content is infringing
• An assumption of liability for third-party content
• A guarantee that we will take any specific action in response to any notice

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16.7. Misuse of the DMCA Process

16.7.1 Liability for False Claims

If you knowingly misrepresent that material is infringing, you may be liable under 17 U.S.C. § 512(f) for:

• Damages incurred by us
• Damages incurred by the alleged infringer
• Costs and attorneys' fees

16.7.2 Abuse and Bad Faith

We reserve the right to:

• Seek damages from any party that abuses the DMCA notice or counter-notice process
• Report abuse to appropriate authorities
• Refuse to process future notices from parties who have submitted false or abusive notices

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16.8. International Users

16.8.1 Application of DMCA Principles Worldwide

While the DMCA is United States federal law, we extend similar protections and processes to users worldwide. Users from jurisdictions outside the United States may submit copyright complaints following the same format outlined in this policy.

16.8.2 Applicable Law

We will handle all copyright complaints in accordance with:

• Applicable international copyright treaties and conventions
• The copyright laws of relevant jurisdictions
• The principles underlying the DMCA

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16.9. Specific to Downloadable Files

16.9.1 Original Creation

All downloadable files offered on our Website are created by us from scratch. Third-party names or references in these files are:

• Used solely for informational and educational purposes
• Believed to constitute fair use under 17 U.S.C. § 107
• Not reproductions of copyrighted material

16.9.2 Rare Expectation of Claims

Given the original nature of our content, we expect DMCA notices regarding downloadable files to be rare. We encourage copyright owners to carefully review content before filing a notice and to consider whether the use constitutes fair use.

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16.10. Contact Information for Copyright Questions

For general questions about copyright or this policy (not DMCA notices), you may contact us at:

General Inquiries:
Email: hi@myskillmaster.org
Website: myskillmaster.org

For DMCA Notices Only:
Use the DMCA Agent contact information in Section 2.2

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16.11. Changes to This Policy

We reserve the right to modify this DMCA Copyright Policy at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Website following any changes constitutes acceptance of the revised policy.

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16.12. Additional Legal Information

16.12.1 Governing Law

This policy shall be governed by the laws of Georgia, except for DMCA matters involving United States parties, which shall be governed by applicable United States federal copyright law.

16.12.2 Severability

If any provision of this policy is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16.12.3 Entire Agreement on Copyright

This policy, together with our Terms and Conditions, constitutes the entire agreement between you and us regarding copyright matters on the Website.

17. Warranty Disclaimer

Except where prohibited by applicable law, the Website and its services are provided "as is" and "as available," and we expressly disclaim all warranties and conditions of any kind, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, non-infringement, and freedom from viruses or other harmful code. We make no warranty that the Website or services will (a) meet your requirements; (b) be available on an uninterrupted, timely, secure, or error-free basis; (c) be compatible with your device, computer, or software; (d) be accurate, reliable, complete, legal, or safe; or (e) not cause damage to your systems or files. We further disclaim any responsibility for the accuracy, completeness, timeliness, availability, or reliability of content, including user-generated content, third-party ads, affiliate links, or linked sites.

Your use of the Website and its contents is at your own risk. We have no control over external services or linked sites and do not endorse them; we are not responsible or liable for their availability, content, accuracy, quality, products, services, or any damage or loss arising from your use of or reliance on them. The content on the Website may contain inaccuracies or errors, and we may make changes at any time without notice. We disclaim any responsibility for search features, directories, or results obtained from the Website. No content on the Website constitutes or should be relied upon as professional advice, including financial, medical, tax, legal, or investment advice; we are not an investment advisor, broker-dealer, or exchange, and nothing herein is a solicitation, offer, endorsement, or recommendation to buy or sell any security or investment.

To the fullest extent permitted by law, we disclaim (i) any representations or warranties regarding these Terms, the services, or related transactions; (ii) implied warranties arising from course of dealing, course of performance, or usage of trade; and (iii) any liability in tort, whether arising from negligence or otherwise. We and our representatives shall not be liable under any circumstances for any direct, indirect, incidental, punitive, exemplary, consequential, or special damages arising from or connected to the Website, its services, or content, including any inconvenience, delay, or loss. You acknowledge that we provide the Website in reliance on these disclaimers and limitations of liability, which form an essential basis of our agreement and shall survive any termination or breach.

18. Indemnity and Limitation of Liability

18.1. As a condition of use of this Website, you agree to indemnify, defend, and hold harmless us from any and all claims (including, but not limited to, claims for defamation, trade disparagement, privacy violation, and intellectual property infringement) and damages (including attorneys’ fees and court costs) arising from or relating to any allegation regarding: (a) your use of the Website; (b) our use of any content or information you provide or post (e.g., reviews, comments, poll/quiz responses); (c) information or material posted or transmitted through your interactions, even if not posted by you; and (d) any violation of these Terms by you. If you are dissatisfied with any material on the Website, your sole and exclusive remedy is to discontinue using the Website.

18.2. Under no circumstances, including but not limited to negligence, shall we be liable for any direct, indirect, incidental, special, punitive, or consequential damages, even if advised of the possibility of such damages, that result from: (a) the use of, or the inability to use, the content or Website; (b) unauthorized access to or alteration of your transmissions or data, the content, or Website; or (c) any errors or omissions in the content or Website. You specifically acknowledge and agree that we are not liable for any conduct of any user.

19. Modification

We shall have the right, at our discretion, to change, modify, add, or remove terms of this agreement at any time without notice. Changes shall be effective immediately. You agree to review this agreement periodically since subsequent use by you of the Website shall constitute your acceptance of any changes. We shall have the right at any time to change or discontinue any aspect of the Website, including, but not limited to, Content, hours of availability, and equipment needed for access to use. Such changes, modifications, additions, or deletions shall be effective immediately upon posting, and any subsequent use by you after such posting shall conclusively be deemed to be acceptance by you of such changes, modifications, or deletions. We may also restrict your access to certain portions of the Website for any reason and without providing any notice.

20. Governing Law and Jurisdiction

Your use of the Site and any dispute arising out of such use of the Site is subject to the laws of Georgia. You agree to first attempt to resolve any concern or issue with us through mediation or by communicating fully your concern with us at hi@myskillmaster.org. Should communication or mediation not resolve your concern or issue, you agree to submit your concern or issue to the Tbilisi City Court in Georgia.

21. Terms Language

You agree that this Agreement is written in the English language and that the English language version of this Agreement and any related document (including notices) shall prevail.

22. Contact and Complaints

For questions about these Terms, technical issues, or legal matter contact us at: hi@myskillmaster.org